Securing Protection and Peace of Mind.
As a fourth-generation, family-run insurance company, DBA understands that having the right insurance solution in place is essential in order to thrive both today and in the future.
DBA’s creative, personalized approach to plan creation ensures that our life insurance and living benefits options are among the most competitive, meaningful, and effective life insurance products you’ll find. Your employees deserve peace of mind and complete protection when life throws a curveball their way, and we make it happen with comprehensive and sustainable solutions.
Absolute Coverage, Lower Costs & Living Benefits
You may not have the benefit of a company life insurance policy and benefits plan. If you do, it may not provide all the coverage you need. As an Ottawa life insurance broker, DBA delivers hassle-free solutions that cost less to implement and maintain, all while delivering unmatched value to your employees.
Life Insurance Coverage Options
Our life insurance coverage options ensure you are protected when it matters most, including:
- Life insurance
- Insurance as a Corporate Tax Planning Strategy
- Disability insurance
- Critical Illness insurance
- Health insurance
- Dental insurance
- Travel insurance
- Children’s education insurance
- Mortgage insurance
- Legacy insurance
- Estate tax planning
Life insurance may not be the only concern on your mind. We are happy to provide alternative approaches if you are looking to reduce corporate expenses. These include the ability to use insurance to reduce your taxable income. Our team is there for you 24/7, providing attentive, genuine support to ensure you are equipped with the best possible solution for your situation.
Build Value, Reduce Worries
DBA’s life insurance packages allow employees to accumulate additional earnings over their lifetime. Unlike death benefits, they can access these funds at any time while employed by your company, allowing for a more practical and beneficial solution. With term, participating, permanent, and universal life insurance options, we offer your business more flexibility. That way, you can prioritize the needs of employees and choose only the components that are essential, while keeping administrative costs under control. The result? Valuable plans for your team, fewer worries, and reduced company spend.
Other Ways DBA Can Help
We take pride in offering our clients options that reduce costs but do not impact coverage. We provide comprehensive solutions that eliminate administration fees charged by the group insurance carriers.
Group Savings Plans
DBA uses a detailed and thorough approach to create personalized plans that meet the different needs of clients. We are here to guide you towards the best possible solutions to your company.
Our team of experts is experienced in handling both traditional mutual funds and more protected segregated funds, as well as provide advice on GICs, annuities and individual security portfolios.
Administrative Services Only
Self-insurance (also called administrative services only, or ASO) can save your company a great deal of money for low-risk insurance areas. Discover the options best suited to you.
We foster genuine, meaningful relationships with our clients and extend the same courtesy to the team members they rely on.
With our experts here to support your team wherever needed, no questions or concerns are left unaddressed.